{"id":53669,"date":"2024-02-28T13:50:50","date_gmt":"2024-02-28T13:50:50","guid":{"rendered":"https:\/\/epidosis.gr\/EpidosisBlog\/?p=53669"},"modified":"2024-02-28T15:14:33","modified_gmt":"2024-02-28T15:14:33","slug":"cfo-the-strategic-advisor-of-the-enterprise-3","status":"publish","type":"post","link":"https:\/\/epidosis.gr\/en\/cfo-the-strategic-advisor-of-the-enterprise-3\/","title":{"rendered":"Q&amp;A: 4 Common Questions about POS"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"53669\" class=\"elementor elementor-53669 elementor-53668\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-29e2893 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"29e2893\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f85e6c8\" data-id=\"f85e6c8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ed1d418 elementor-widget elementor-widget-heading\" data-id=\"ed1d418\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">1. Who is required to accept card payments (POS) and direct account-to-account payment services (e.g., IRIS)?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fad3e06 elementor-widget elementor-widget-text-editor\" data-id=\"fad3e06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Entities receiving payment from a payer<\/strong>, namely a natural person who maintains a payment account and authorizes payment instructions from that account, or if there is no payment account, the natural person giving payment instructions, provided the payer acts as a consumer for reasons not related to commercial, business, or professional activity.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7ffc27 elementor-widget elementor-widget-heading\" data-id=\"e7ffc27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">2. What card payment means cover the obligations of Joint Ministerial Decision?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30645b3 elementor-widget elementor-widget-text-editor\" data-id=\"30645b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>As card payment means and card payment terminals that cover the obligations of Joint Ministerial Decision \u039d\u03bf. 8139\/31-01-2024 (Government Gazette 744 B), <strong>all available devices <\/strong> (e.g., wireless and wired POS terminals, mobile POS), methods, and applications (e.g., Virtual POS) that can be used for card payment acceptance, both with physical card presence and without physical card presence (virtual\/mobile), are considered.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11c922c elementor-widget elementor-widget-heading\" data-id=\"11c922c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">3. What account-to-account direct payment services cover the obligations of Joint Ministerial Decision?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0fda643 elementor-widget elementor-widget-text-editor\" data-id=\"0fda643\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>As account-to-account direct payment services, all online direct electronic payment services that allow consumers (payers) to conduct their transactions<\/strong> by directly debiting their bank accounts and directly transferring the amount of their transactions from their personal accounts to the professional accounts of obligated entities, without the use of a payment card (credit, debit, prepaid, virtual), are considered.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98a8ab0 elementor-widget elementor-widget-heading\" data-id=\"98a8ab0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">4. What is the compliance deadline for entities subject to Joint Ministerial Decision?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-066e69e elementor-widget elementor-widget-text-editor\" data-id=\"066e69e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For all entities subject to Article 1 of the Ministerial Decision, <strong> the compliance deadline for accepting all means of payment is February 29, 2024.<\/strong><\/p>\n<p><strong> <\/strong><\/p>\n<p>New entities subject to Article 1 of the Ministerial Decision, as listed in the table of paragraph 4 of Article 8, were required to procure and operate card payment terminals and declare their professional accounts from January 1, 2024.<\/p>\n<\/p>\n<p>However, exclusively for new obligated entities, regarding the imposed penalty enforcement during the period from February 1, 2024, to April 1, 2024, the enforcement of penalties under Article 5 of the Ministerial Decision is suspended, provided they have submitted a lawful request for the procurement of a card payment terminal by February 29, 2024, and await its installation.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>1. Who is required to accept card payments (POS) and direct account-to-account payment services (e.g., IRIS)? Entities receiving payment from a payer, namely a natural person who maintains a payment account and authorizes payment instructions from that account, or if there is no payment account, the natural person giving payment instructions, provided the payer acts [&hellip;]<\/p>\n","protected":false},"author":36,"featured_media":53649,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[27,28,29],"tags":[],"class_list":["post-53669","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-accounting-en","category-blog","category-newsletter-en"],"acf":[],"_links":{"self":[{"href":"https:\/\/epidosis.gr\/en\/wp-json\/wp\/v2\/posts\/53669","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/epidosis.gr\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/epidosis.gr\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/epidosis.gr\/en\/wp-json\/wp\/v2\/users\/36"}],"replies":[{"embeddable":true,"href":"https:\/\/epidosis.gr\/en\/wp-json\/wp\/v2\/comments?post=53669"}],"version-history":[{"count":5,"href":"https:\/\/epidosis.gr\/en\/wp-json\/wp\/v2\/posts\/53669\/revisions"}],"predecessor-version":[{"id":53706,"href":"https:\/\/epidosis.gr\/en\/wp-json\/wp\/v2\/posts\/53669\/revisions\/53706"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/epidosis.gr\/en\/wp-json\/wp\/v2\/media\/53649"}],"wp:attachment":[{"href":"https:\/\/epidosis.gr\/en\/wp-json\/wp\/v2\/media?parent=53669"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/epidosis.gr\/en\/wp-json\/wp\/v2\/categories?post=53669"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/epidosis.gr\/en\/wp-json\/wp\/v2\/tags?post=53669"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}